Any type of claim against a vehicle is of the utmost of importance.
If a driver has been involved in an road incident it is important to know in detail what happened. With a GPS telematic box you will be able to see the time, location, speed, impact detection and g-force data. Giving the risk management and claims management teams the tools they need to verify if an incident happened as they described, this combined with the use of on board dash camera can give a full and accurate description to any vehicle incident that has occurred. It is also important when looking at “Crash for Cash” as GPS trackers can help identify fraudulent claims.
So we know that speeding, specific poi’s and crashing are all things that we want to avoid but how do you filter out the good drivers from the bad?
With intelligent telematics its possible to see your drivers on an easy to understand snapshot report of how well they are driving. It takes into consideration speeding, harsh breaking, harsh acceleration and even idling to give them a score, the higher the score the better their driving habits are being reported, the lower scores are cause for concern and need attention as their driving habits are of those who are more likely to have a vehicle related incident.
Prevention is the best course of action when it comes to risk management.
Sometimes its difficult to differentiate between which vehicle is being driven by which driver unless you are using a driver i.d system , for these instances we have introduced fleet scorecards giving a breakdown of all the vehicles in the fleet and giving an overall score giving the risk management team a better overall picture on how the fleets driving habits.
Vehicles are a tangible asset and for that reason bespoke security alerts can be configured to ensue that if a vehicle is stolen you will receive immediate alerts with consecutive updates so that you can inform the authorities to get the vehicle recovered immediately. These can be configured by the user by either time based movements or geofence technology.